Cost-Effective Coverage that Saves You Money
Your bottom line matters, and so does the protection of your assets. Our team excels at finding the most cost-effective insurance options without compromising on the quality of coverage. We save you money today while securing your future.
WHO I AM
About Kathy
I’m Kathleen Karakasis, a licensed insurance agent with AAA Insurance, and I’m passionate about helping individuals and families feel confident about their coverage. With over 20 years of experience in the insurance industry, I understand that insurance is not just about policies — it’s about protecting the people, homes, vehicles, and futures that matter most.
My goal is to make insurance simple, personal, and stress-free. Whether you need auto, home, renters, rental property, life insurance, or roadside membership, I take the time to learn your needs, explain your options, and help you find coverage that fits your life and budget. I’m proud to serve clients across Arkansas, Illinois, Indiana, Kansas, Louisiana, Mississippi, and Missouri, and I would be honored to help you protect what matters most.
WHAT I OFFER
Explore My Insurance Services
Personalized Insurance Solutions
I help individuals and families find insurance coverage that fits their real lives, needs, and budget. Whether you need auto, home, renters, rental property, life insurance, or roadside membership, I take the time to understand what matters most to you, explain your options clearly, and help you feel confident about your coverage. My goal is to make insurance simple, personal, and stress-free while helping protect the people, property, and future you care about most.
Coverage Review and Risk Guidance
I help clients better understand where they may be exposed and how the right insurance coverage can help protect them. Whether you are reviewing your auto, home, renters, rental property, life insurance, or roadside membership needs, I take the time to look at your situation, answer your questions, and help identify coverage gaps or opportunities to save. My goal is to make sure you feel informed, protected, and confident knowing you have coverage that fits your life today — and can grow with you over time.
Claims Support and Guidance
When the unexpected happens, I want my clients to feel supported — not overwhelmed. I help guide you through the claims process by answering questions, helping you understand next steps, and making sure you know what information may be needed along the way. Whether it involves your auto, home, renters, rental property, or life insurance coverage, my goal is to make the process as clear and stress-free as possible so you can focus on getting back to normal with confidence.
Insurance Policy Reviews
Life changes, and your insurance coverage should keep up. I help clients review their policies regularly to make sure their auto, home, renters, rental property, life insurance, and roadside membership needs still match their current situation. Whether you have moved, bought a new vehicle, added a driver, updated your home, or simply want to see if there are better options available, I’m here to walk through your coverage, answer questions, and help look for practical ways to stay protected while keeping your budget in mind.
Trusted by many people
They not only found the perfect coverage for my business but also saved amount of money.
JOHN DOE
The team's industry expertise and commitment to our success are truly impressive.
JANE DOE
FAQs
How do I know if I have the right amount of insurance coverage?
The right amount of coverage depends on your home, vehicles, family needs, financial responsibilities, and the risks you want to protect against. Kathy can review your current policies, identify coverage gaps, explain your options in plain language, and help you choose protection that fits your budget without leaving you underinsured.
Can bundling my auto and home insurance really save me money?
Yes, many customers may qualify for savings when they bundle auto, home, renters, rental property, or life insurance with the same provider. Kathy can compare available options, explain which discounts may apply, and help you find a policy package that gives you strong protection at a competitive rate.
What deductible should I choose for my auto or home insurance?
Your deductible should be an amount you could comfortably pay out of pocket if you had a claim. A higher deductible may lower your premium, while a lower deductible can reduce your upfront cost after a covered loss, and Kathy can help you weigh the savings against your real-world financial comfort level.
Do I need renters insurance if my landlord already has insurance?
Yes, your landlord’s insurance usually protects the building, not your personal belongings or personal liability. Renters insurance can help cover your furniture, clothing, electronics, and other belongings after covered losses like theft or fire, and Kathy can help you find affordable coverage for your situation.
When should I consider life insurance?
You should consider life insurance if someone depends on your income, if you have a mortgage, children, debts, final expenses, or loved ones you want to protect financially. Kathy can help explain the difference between policy types and guide you toward coverage that supports your family’s long-term security.
OUR TEAM
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